Disclaimer

This website (www.langdoncap.com) shall not constitute financial advice or any offer, invitation or inducement to sell or provide financial products or services, engage in any form of investment activity, enter into any form of partnership arrangement or give rise to any legal relationship between Langdon Capital Limited ("Langdon Capital") and you or any other person. Nor shall this website or any part of it form the basis of, or be relied on in connection with, any contract or commitment whatsoever. Visitors must consult their own regulatory, legal, financial and other advisers prior to making a determination as to whether to purchase any product or service or enter into any transaction or arrangement to which this website relates.

Any pricing in this website is indicative only. Although the statements of fact in this website have been obtained from and are based upon sources that Langdon Capital believes to be reliable, Langdon Capital does not guarantee their accuracy or completeness. All opinions and estimates included in this website constitute Langdon Capital’s judgement as of the date of this website and are subject to change without notice. Any statistics, modelling, trends or data contained in this website are not intended to be a statement as to future performance. Past performance is no guarantee of future returns or performance. No representation is made by Langdon Capital as to the reasonableness of the assumptions made within or the accuracy or completeness of any models contained herein. Neither Langdon Capital, nor any officer or employee thereof, accepts any liability whatsoever for any direct or consequential losses arising from any use of this website or the information contained herein, or out of the use of or reliance on any information or data set out herein.

Copyright in this website is owned by Langdon Capital Limited (© Copyright 2022). Without the express prior written consent of Langdon Capital, the website and any information contained within it may not be (i) reproduced (in whole or in part), (ii) copied at any time, (iii) used for any purpose other than your evaluation of the products or services to which the website relates.

(1) Loans are only offered for commercial purposes;

(2) The minimum loan amount is £200,000;

(3) The security for the loan is land, where less than 40% of that land is used for dwelling purposes by the borrower; and

(4) Borrowers confirm that loan proceeds are to be used for business purposes only.

Your property may be repossessed if you fail to upkeep interest and/or principal payments on a mortgage, or any other loan, for which it is used as security.

All trademarks belong to their respective owners.

Disclaimer: About

Langdon Capital Privacy Policy

20 September 2021.

Langdon Capital ("we", "us" or "our") is registered with the Information Commissioner’s Office (ICO) on the Data Protection Register as a Tier 1 Data Protection Officer with reference number ZB208492.

Our contact details

Name: Langdon Capital

Address: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ

E-mail: info@langdoncap.com

Phone Number: +44 (0)20 3784 2551

What type of information we have

Personal Data

While using our service, we may ask you to provide us with personally identifiable information that could be used to contact or identify you (“Personal Data”).

Personally identifiable information may include, but is not limited to:

Email address
First name and last name
Phone number
Address, Postal code, City
Cookies and Usage Data

Usage Data

We may also collect information how the Service is accessed and used (“Usage Data”). This Usage Data may include information such as your computer’s Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

How we get the information and why we have it

Most of the personal information we process is provided to us directly by you for one of the following reasons:

To avail of our bridging loans service
To avail of any of our other services, which we may add or remove from time to time

Under the General Data Protection Regulation (GDPR), the lawful bases we rely on for processing this information are:

Your consent. You are able to remove your consent at any time. You can do this by contacting info@langdoncap.com
We have a contractual obligation.
We have a legitimate interest.

What we do with the information we have

We use the information that you have given us for the following purposes:

To provide and maintain the Service
To notify you about changes to our Service
To allow you to participate in interactive features of our Service when you choose to do so
To provide customer care and support
To provide analysis or valuable information so that we can improve the Service
To monitor the usage of the Service
To detect, prevent and address technical issues

We may share this information with

our funding partners; and
their legal advisors.

Disclosure of Data

Legal Requirements

We may disclose your Personal Data in good faith to third parties in order to:

Comply with a legal obligation
Protect and defend the our rights or property
Prevent or investigate possible wrongdoing in connection with the Service
Protect the personal safety of users of the Service or the public
Protect against legal liability

How we store your information

Your information is securely stored on private clound-based servers.

Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Service Providers

We may employ third party companies and individuals to facilitate our Service (“Service Providers”), to provide the Service on our behalf, to perform Service-related services or to assist us in analyzing how our Service is used.

These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network.

You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: https://policies.google.com/privacy?hl=en

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children’s Privacy

Our Service does not address anyone under the age of 18 (“Children”).

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the “effective date” at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Your data protection rights

Under data protection law, you have rights including:

Your right of access - You have the right to ask us for copies of your personal information.
Your right to rectification - You have the right to ask us to rectify information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.
Your right to erasure - You have the right to ask us to erase your personal information in certain circumstances.
Your right to restriction of processing - You have the right to ask us to restrict the processing of your information in certain circumstances.
Your right to object to processing - You have the the right to object to the processing of your personal data in certain circumstances.
Your right to data portability - You have the right to ask that we transfer the information you gave us to another organisation, or to you, in certain circumstances.
You are not required to pay any charge for exercising your rights. If you make a request, we have one month to respond to you.

Please contact us at info@langdoncap.com, +44 (0)20 3784 2551 or 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, if you wish to make a request.

How to complain

You can also complain to the ICO if you are unhappy with how we have used your data.

The ICO’s address:

Information Commissioner’s Office

Wycliffe House

Water Lane

Wilmslow

Cheshire

SK9 5AF

Helpline number: 0303 123 1113

Terms of Use

Access to and use of this site, www.langdoncap.com, is provided by Langdon Capital subject to the following terms.

By accepting the terms and conditions below you also accept terms set out by our privacy policy.

By using www.langdoncap.com you agree to be legally bound by these terms, which shall take effect immediately on your first use of www.langdoncap.com. If you do not agree to be legally bound by all the following terms please do not access and / or use www.langdoncap.com.

Langdon Capital may change these terms from time to time by posting changes online. Please review these terms regularly to ensure that you are aware of any changes made by Langdon Capital. Your continued use of www.langdoncap.com after changes are released means you agree to be legally bound by these terms as updated and/or amended.

Use of Langdon Capital

You may not copy, reproduce, republish, download, post, broadcast, transmit, make available to the public or otherwise use www.langdoncap.com content in any way except for your own personal, non-commercial use. Any other use of www.langdoncap.com content requires the prior written permission of Langdon Capital.

You agree to use www.langdoncap.com only for lawful purposes, and in a way that does not infringe the rights of, restrict or inhibit anyone else’s use and enjoyment of www.langdoncap.com.

Disclaimers and Limitation of Liability

Under no circumstances will Langdon Capital be liable for any of the following losses or damage (whether such losses where foreseen, foreseeable, known or otherwise):

Loss of data;
Loss of revenue or anticipated profits;
Loss of business;
Loss of opportunity;
Loss of goodwill or injury to reputation;
Losses suffered by third parties; or
Any indirect, consequential, special or exemplary damages arising from the use of www.langdoncap.com regardless of the form of action.
Langdon Capital does not warrant whether functionality contained within www.langdoncap.com will be uninterrupted or error free, that defects will be corrected or that Langdon Capital or the server that makes it available are free of viruses or bugs.

Intellectual Property

Langdon Capital’s names, images and logos identifying Langdon Capital and their products and services are subject to copyright, design rights and trademarks of Langdon Capital.

General

If any of these terms are determined to be illegal, invalid or otherwise unenforceable by reason of the laws of any state or country in which these terms are intended to be effective, then to the extent and within the jurisdiction in which that term is illegal, invalid or unenforceable, it shall be severed and deleted from these terms and the remaining terms shall survive, remain in full force and effect and continue to be binding and enforceable.

These terms shall be governed by and interpreted in accordance with the laws of England and Wales.

Important General Notice

Any individual who is in doubt about entering into a loan agreement with Langdon Capital as outlined on this website, should seek professional advice from a suitably qualified person who can assist in relation to entering into such an agreement.

General notice

The material on this website has been prepared by Langdon Capital and is general background information about its products and business model.

This information is given in summary form and does not purport to be complete or exact. Information in on this website has been derived from different sources and its accuracy cannot be guaranteed. The transaction documentation always takes precedence over the any indications or projections on this website.

All loans, loan participations and financial products or instrument transactions involve risks, which include (among others) the risk of adverse or unanticipated market, financial or political developments and, in international transactions, currency risk. Lending against property or other collateral exposes investors to specific risks such as the potential for fraud, theft, damage and illiquidity.

Langdon Capital does not provide any financial advice; you should seek advice from your financial advisor. Your financial advisor, credit broker or intermediary acts as your agent.

Important notice to potential borrowers

The loans originated by Langdon Capital do not constitute regulated credit agreements or regulated mortgage contracts within the meaning of Financial Services and Markets Act 2000 (Regulated Activities), the Mortgage Credit Directive Order 2015 and the Consumer Credit Act 1974.

Langdon Capital is not an authorised firm with the FCA as it enters only into “exempt agreements.” Generally, these are loans to corporate borrowers or loans to individuals for business purposes.

As a potential borrower you will therefore not have the benefit of the protection and remedies that would be available to you under the Financial Services and Markets Act 2000 (as amended from time to time), the Mortgage Credit Directive Order 2015 or the Consumer Credit Act 1974, if the loan were a regulated agreement under any of those Acts.

This declaration does not affect the powers of the court to make an order under section 140B of the Consumer Credit Act 1974 in relation to a credit agreement where it determines that the relationship between the lender and the borrower is unfair to the borrower.

If you are in any doubt as to the consequences of the agreement not being regulated by the Financial Services and Markets Act 2000, the Mortgage Credit Directive Order 2015 or the Consumer Credit Act 1974 then you should seek independent legal advice.

Important General Notice

Email and Electronic Communications Disclaimer

Electronic communications from Langdcon Capital Limited, including and not limited to emails from an '@langdoncap.com' domain name ("Electronic Communications"), shall not constitute financial advice or any offer, invitation or inducement to sell or provide financial products or services, engage in any form of investment activity, enter into any form of partnership arrangement or give rise to any legal relationship between Langdon Capital Limited ("Langdon Capital") and you or any other person. Nor shall Electronic Communications from Langdon Capital form the basis of, or be relied on in connection with, any contract or commitment whatsoever. Recipients of Electronic Communications from Langdon Capital must consult their own regulatory, legal, financial and other advisers prior to making a determination as to whether to purchase any product or service or enter into any transaction or arrangement to which Electronic Communications from Langdon Capital relates.

Any pricing in Electronic Communications from Langdon Capital is indicative only. Although the statements of fact in Electronic Communications from Langdon Capital have been obtained from and are based upon sources that Langdon Capital believes to be reliable, Langdon Capital does not guarantee their accuracy or completeness. All opinions and estimates included in Electronic Communications from Langdon Capital constitute Langdon Capital’s judgement as of the date of the Electronic Communications from Langdon Capital and are subject to change without notice. Any statistics, modelling, trends or data contained in Electronic Communications from Langdon Capital are not intended to be a statement as to future performance. Past performance is no guarantee of future returns or performance. No representation is made by Langdon Capital as to the reasonableness of the assumptions made within or the accuracy or completeness of any models contained within Electronic Communications from Langdon Capital. Neither Langdon Capital, nor any officer or employee thereof, accepts any liability whatsoever for any direct or consequential losses arising from any use of Electronic Communications from Langdon Capital or the information contained therein, or out of the use of or reliance on any information or data set out therein.

Please note that Langdon Capital does not enter into any form of contract by means of email or other forms of electronic messaging service. None of Langdon Capital's employees, associates or representatives are authorised to enter into contracts on behalf of the company in this way. All contracts to which Langdon Capital is a party to are documented by other means. Langdon Capital monitors emails to ensure its systems operate effectively and to minimise the risk of viruses. Whilst it has taken reasonable steps to scan its email correspondence, it does not accept liability for any viruses that they may contain.

Langdon Capital is a trading name of Langdon Capital Limited, a company registered in England & Wales with company number 12600771 and registered offices at 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ.

The activities carried out by Langdon Capital Limited are not regulated by The Financial Conduct Authority as Langdon Capital Limited only introduces potential borrowers to a private wholesale lender to facilitate loan transactions in the following circumstances: (1) Loans are only offered for commercial purposes; (2) The minimum loan amount is £200,000; (3) The security for the loan is land, where less than 40% of that land is used for dwelling purposes by the borrower; and (4) Borrowers confirm that loan proceeds are to be used for business purposes only. Your property may be repossessed if you fail to upkeep interest and/or principal payments on a mortgage, or any other loan, for which it is used as security.

All trademarks belong to their respective owners.

Email & Electronic Communications Disclaimer

GDPR Compliance Statement

The EU General Data Protection Regulation (GDPR) is a privacy and data protection regulation in the European Union effective from May 25 2018.

GDPR imposes new obligations on organisations that control or process personal data and introduces new rights and protections for EU citizens.

We are committed to ensuring that your privacy is protected, and we strictly adhere to the provisions of all relevant Data Protection Legislation, including GDPR, ensuring all personal data is handled in line with the principles outlined in the regulation that state:

Personal data shall be:

Processed lawfully, fairly and in a transparent manner in relation to the data subject.
Collected for specified, explicit and legitimate purposes and not further processed in a manner that is incompatible with those purposes.
Adequate, relevant and limited to what is necessary in relation to the purposes for which they are processed.
Accurate and, where necessary, kept up to date.
Kept in a form which permits identification of data subjects for no longer than is necessary for the purposes for which the personal data are processed.
Processed in a manner that ensures appropriate security of the personal data, including protection against unauthorised or unlawful processing and against accidental loss, destruction or damage, using appropriate technical or organisational measures.
Langdon Capital respect our client’s rights to data privacy and protection and as such we have revised our internal policies, procedures, working practices in order to meet the requirements of the GDPR.

We place a high priority on protecting and managing data in accordance with accepted standards and indeed helping our clients utilise our products and services to the same end.

Langdon Capital are committed to compliance with the GDPR as both a processor and controller of personal data.

Further information is available within our Privacy Policy. If you have any further questions, please contact info@langdoncap.com.

GDPR Compliance Statement