BRIDGING LOANS
Providers of commercial property backed bridging loans between £200k and £20m per transaction to investors in commercial property across various use-types, including residential, office space, retail space, mixed-use and land-with-planning in the UK and select South East Asian markets.
We provide access to private non-bank capital and, as such, our credit sanctioning process is significantly faster, simpler and more reliable than that of bank lenders.
The activities carried out by Langdon Capital Limited are not regulated by The Financial Conduct Authority as Langdon Capital Limited only facilitates loan transactions in the following circumstances:
(1) Loans are only offered for commercial purposes;
(2) The minimum loan amount is £200,000;
(3) The security for the loan is land, where less than 40% of that land is used for dwelling purposes by the borrower; and
(4) Borrowers confirm that loan proceeds are to be used for business purposes only.
Your property may be repossessed if you fail to upkeep interest and/or principal payments on a mortgage, or any other loan, for which it is used as security.
Loan Criteria & Fees
Loan to value:
Charge:
Loan term:
Availability:
Loan amount:
Interest options:
Interest rate:
Completion:
Exit Strategy:
Fees:
Up to 75% LTV.
1st charge (2nd & 3rd charges considered).
1 to 12 months loan term.
Non-resident and companies accepted.
£200k to £20m loan amounts.
Serviced, retained and rolled up interest.
Monthly interest from 0.75%.
Completion possible in 2-7 days.
A viable exit strategy for how the loan will be
repaid should accompany each application.
All fees hereunder are payable by borrowers:
Processing fees (from £1995);
arrangement fees (from 2% of loan amount);
exit fees (from 0% of loan amount);
lender's legal fees;
lender's valuation fees; and
insurance fees.
Security
We accept security in England, Wales and select South East Asian countries in a number of different forms;
Residential
Commercial
Mixed-Use
Land (with planning)
Other Property Types
Our Benefits
Pragmatic lending. Our non-bank funding partner's credit sanctioning process is faster and less onerous than that of banks and pragmatically based on independent security valuation and exit strategy.
Speed. Receive indicative terms within 1 hour, lending Approvals in Principal within 24 hours and funding potentially within 48 hours of submitting a full application form.
Indicative Terms within an Hour
To receive Indicative Terms, please provide the information below to info@langdoncap.com. We are usually able to provide Indicative Terms within one hour of receipt and an Approval in Principal on a same day basis.
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Borrower's name and company name, if applicable;
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First charge security address;
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Property value;
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Rental income if any;
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Loan amount / LTV required;
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Outstanding mortgage;
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Term of loan required;
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Any other critical info; and
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Exit strategy.
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